Closing the Financial Literacy Gap for a Stronger Delaware

YourMoney101 advocates for the inclusion of a mandatory capstone financial literacy course in high school and prior to the completion of a student’s post-secondary education. In addition, YM101 partners with nonprofit and for-profit organizations to further the impact of financial literacy on the communities in which they serve.

Over the past 18 months, YourMoney101 has partnered with State Representative Jeff Hilovsky and financial literacy leaders from the University of Delaware to champion House Bill 203, legislation that ensures every Delaware high school student has access to essential financial education.

While HB203 was not brought to a vote in 2024, our collective efforts led to the passage of House Resolution 31, which called for a statewide study on the implementation of existing K–12 financial literacy standards. The resulting report, delivered to the Governor in May 2025, revealed critical gaps: inconsistent implementation across districts, curriculum misalignment, limited resources, and persistent challenges in access.

These findings reaffirm the urgency of HB203, and momentum is building. The proposed legislation will be presented at the House Education Committee meeting on Wednesday, June 11 at 3:00 p.m.

YourMoney101 remains committed to ensuring financial literacy becomes a reality for all Delaware students.

Welcome to Delaware sign on highway

Why Require Financial Literacy in High School?

Hear from Delaware high school students, teachers, and elected officials about the importance of financial literacy education and how House Bill 203 will tackle it.

House Bill 203 Mark Olazagasti

YM101 Founder on Financial Literacy

Twenty-five states have financial literacy education requirements for students. Hear from our founder, Mark Olazagasti, why Delaware should be next.

House Bill 203 Financial Literacy for All Delaware High School Students

Teachers Support Financial Literacy Education

Kylee Holliday knows first-hand how important financial literacy education is – she teaches the subject to her students at A.I. DuPont High School.

House Bill 203 Woman

State Treasurer Colleen Davis on Financial Literacy

A half-credit course would empower students to graduate into adulthood with a strong foundation in how to manage money. Hear why Treasurer Colleen Davis supports House Bill 203.

Unfortunately, and until every student is required to take a personal finance course in high school, most adults first learn about personal money management via life’s version of on-the-job training. As a result, we often learn the hard way through our mistakes and then we hope — hope that the

Illustration of woman at desk

Learn the Basics

Unfortunately, and until every student is required to take a personal finance course in high school, most adults first learn about personal money management via life’s version of on-the-job training. 

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Empowering Survivors

Delaware Coalition Against Domestic Violence

Financial literacy is a critical tool for survivors of domestic abuse. Through our partnership with the Delaware Coalition Against Domestic Violence, YourMoney101 provides financial education and support to help survivors leave controlling relationships, build stability, and create a secure path forward.