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Knowledge is the key to financial confidence. Explore our tools and resources to help you make smarter money decisions and build a secure future.
Personal Finance Presentations & Workshops
The “F A S T” presentation & workshop is the foundation of YourMoney101’s “Educate” program. Each letter stands for a word, a clue is provided, and the audience tries to guess the word. The person who correctly guesses the word gets to select from money and two personal finance books (The Index Card by Olen & Pollack and The Psychology of Money by Housel). There are 5 or 6 winners in all. Typically, two $10 or $20 bills along with 3 books are given away. Alternatively, all books can be given away if that is more appropriate for the audience. Personal experiences with money and other real-world examples are provided throughout the presentation. The audience is encouraged to ask questions at any time and going down a rabbit hole or two is fine if that is where the audience wants to go as questions often prompt more questions.
Topics Covered: The topics and the depth of information covered for each topic can be tailored based on the length of the workshop and the audience. Questions from the attendees also may dictate what and how much is covered in the allotted time.
- Why financial literacy and your personal finances matter
- The foundation of personal finance: “Keeping Score” – introduce and discuss the importance of keeping track of your money
- Spend for a Reason & Save for a Purpose
- Meet the “Haves”: Must, Need, & Nice
- What are debit and credit cards, how they work, and what makes them different
- What is & what you should know about Buy-Now-Pay-Later (BNPL)
- What are the key components of a credit score, and why a credit score matters
- Some Gotchas & Resources to consider
- Other topics based on the needs and interests of the audience
Intended Audience: Presentations and workshops are tailored to high school seniors, college-aged students, employees of nonprofit and for-profit organizations, and working adults and their families.
Intended Outcome: For some this will be an introduction to personal finance while others might have an “ah-ha” realization or two to be used immediately or tucked away for future use. Most important is that the attendee comes away with one or more of the following: “This is important and matters to me”; “I did not know that, and I learned something today”; “I need and want to learn more”; and/or “I can do this.”
Budgeting Spreadsheet
Budgeting doesn’t have to be complicated! Our Keeping Score Template is a simple, easy-to-use spreadsheet designed to help you track your income, fixed expenses, and variable spending each month. With a built-in example tab, you’ll see exactly how to use the template, making it easy to get started. By budgeting both fixed and variable expenses, you can gain a clearer picture of where your money goes, avoid surprises, and make smarter financial decisions—all with just a few minutes of tracking each month. Download it today and start keeping score of your financial success!
Credit Card Debt Payoff Calculator
Tackle your credit card debt with confidence using our Credit Card Payoff Spreadsheet—designed to help you take control of your payments. Just enter the balances, interest rates, and minimum payments for up to 10 credit cards, and instantly see how long it will take to pay them off and how much interest you’ll pay over time. Download it today and start your journey toward becoming debt free!
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Schedule a Call
Ready to bring financial wellness to your workplace? Schedule a call to discuss your objectives. We’ll go over how the program works, how we tailor the program to your company, and determine if one-time or recurring sessions would work best for your goals and budget.