House Bill 203

Demand House Bill 203: Equity and Inclusion in Financial Literacy for All High School Students in Delaware

Don't Let Financial Missteps Define Our Youth’s Future. Require Equity and Inclusion in Financial Education Today

Delaware students are at risk of financial illiteracy
of Delaware voters said a personal finance course should be guaranteed
0 %
of Delaware voters believe a personal finance course in high school is an urgent need
0 %

The Urgent Need for Financial Literacy Education in Delaware Public Schools

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Today’s students face unprecedented challenges in navigating the complex world of finance. From the influence of TikTok shaping perceptions of money to the dangers of predatory lending, buy now/pay later schemes, online and phone scams, and peer-to-peer payment apps, our youth are bombarded with daily financial decisions that have lasting consequences. 

It’s time to confront the stark reality: Delaware has fallen behind. Shockingly, only 6% of high school students in our state are required to take a semester-long Personal Finance course, compared to the national average of 53%. This staggering gap in financial education is not just an academic concern – it’s a social justice and equity issue that demands our immediate attention. 

With House Bill 203, we have the opportunity to empower every Delaware student with the knowledge and skills they need to thrive in an increasingly complex financial world. Join us in demanding change and advocating for equity and inclusion in financial literacy education for all high school students in Delaware. 

 

Financial Literacy Matters

House Bill 203: Closing the financial education gap for all Delaware students

House Bill 203, championed by Rep. Jeff Hilovsky, R-Millsboro, mandates that high school students, starting with those entering 9th Grade in the 2025-2026 academic year, complete a half-credit course in financial literacy for graduation.

In the 25 states without statewide Personal Finance graduation requirements, the statistics are alarming. For instance, in schools with over 75% Black and Hispanic student populations, only 7% of students are guaranteed a Personal Finance course before graduation, compared to 14.2% in schools with less than 25% Black and Hispanic students.

Financial illiteracy poses serious threats to our state’s well-being. It can lead to unemployment, stress, and, in extreme cases, even suicide. Failing to teach our youth sound financial decision-making not only dims their potential but also impacts our state’s economy. That’s why House Bill 203 is crucial. This legislation ensures that every Delaware student has equal and guaranteed access to a personal finance course in high school. Research consistently shows that students with access to high-quality financial education experience better financial outcomes as adults, leading to less debt and a higher quality of life.

Comprehensive Financial Literacy Education

What House Bill 203 Offers:

  • Mandatory half-credit financial literacy course for high school students
  • Designed to bridge socio-economic gaps and foster financial inclusivity
  • Covers essential personal finance topics, including but not limited to:
    • Understanding personal budgeting. 
    • Understanding the benefits of disciplined and regular savings to achieve financial goals and the power of compounding returns and interest.
    • Understanding and managing credit and debt, including credit scores; types of credit to include credit cards, auto loans, mortgages, student loans, payday loans, and title loans;
    • Understanding career options, including college vs. trade or technical school and entrepreneurship vs. employment.

Join The Movement

Sign the Financial Responsibility Petition

Delaware cannot lag behind neighboring states any longer. We must commit to ensuring every public high school student  is guaranteed access to at least one semester of personal finance instruction.

Join us in championing the cause of financial education by adding your signature to our petition. Together, let’s ensure that every student receives the crucial financial knowledge they need for a successful future.

Real Stories, Real Impact

Hear What Supporters Are Saying About House Bill 203

Voices of Change: Stories from the Financial Literacy Movement

Test Your Financial Knowledge

Discover your level of financial literacy with our quiz! This quiz is designed to test your knowledge of key financial concepts, from personal budgeting to investment strategies. Challenge yourself, learn something new, and share your results to inspire others to join the financial literacy movement in Delaware.

Financial Literacy Empowers Communities

Equip Yourself for Advocacy and Education

Personal finance is an impactful and easy-to-implement course with strong demand from students, parents, and the Delaware public. 83% of Delaware voters said a personal finance course should be guaranteed and 91% believe it is an urgent need. Use these tools to make your case for bringing this life-changing course to all Delaware public high schools.

Join Our Growing Community of Supporters

Stay Informed – Register to Join the House Bill 203 Grassroots Network