Empowering Employees, Individuals, and Workplaces Through Financial Education

YourMoney101 is a 100% volunteer organization committed to advocating for and delivering financial wellness and mentoring services in workplaces, higher education institutions, and families. Guided by our mission to Advocate, Educate, and Mentor, we offer programs, workshops, and one-on-one sessions that empower individuals to take control of their finances, build a solid financial foundation, and create a clear pathway toward their financial goals.

Employer Program

Through hands-on workshops, one-on-one mentoring, and knowledgeable guidance, we provide your employees with the knowledge and tools they need to reduce financial stress, develop money management skills, and create a secure financial future.

Customized Financial Wellness Programs

Our interactive programs cover essential personal finance topics such as budgeting, understanding debt, and saving. Each session is tailored to the unique needs of your workforce, ensuring practical and actionable guidance.

1:1 Financial Mentoring for Employees

No-Cost, High-Impact Benefit for Employers

Enhancing Workplace Wellness & Retention

Benefits

Investing in financial wellness leads to a healthier, more focused, and more productive workforce.

Employees gain confidence in managing their money, leading to improved focus and well-being.

Financially secure employees are more engaged, motivated, and productive at work and at home.

Offering financial wellness programs fosters loyalty, reduces turnover, and strengthens workplace morale.

Advocate. Educate. Mentor.

YourMoney101.org is part of an advocacy team in support of legislation to ensure that all Delaware public high school students receive a standalone 1/2 credit course in personal finance. In addition to advocating for financial literacy, YourMoney101.org provides employer-sponsored financial wellness and mentoring services to companies with fewer than 250 employees. Our programs create a win-win situation for the company and their employees.

Advocate

Financial literacy matters. When learned during formative years, financial literacy sets the foundation for a secure future that empowers choice and opportunity — enabling individuals to thrive. We need to close the gap in financial education – for students, employees, and for all Delawareans. That’s why YourMoney101.org founder Mark Olazagasti has advocated for House Bill 203 which would mandate students entering 9th Grade complete a half-credit course in financial literacy for graduation.

Advocacy is the bedrock of YourMoney101 which is why we partner with local nonprofit organizations like the Delaware Coalition Against Domestic Violence and DANA, the Delaware Alliance for Nonprofit Advancement, to provide financial literacy education to underserved communities.

Educate

Education is at the heart of our mission, because we know that knowledge of financial tools and development of smart financial habits gives individuals power and opportunity to thrive in life.

Through our Employer Program, we partner with businesses of 250 employees or less to provide on-site financial literacy education to workforces across Delaware.

Mentor

YourMoney101 understands that everyone’s financial situation is unique and struggling with money can feel overwhelming. That’s why we offer personalized, one-on-one financial mentoring to help individuals build a budget, manage expenses, understand debt, and save for emergencies and life milestones. Through an empathetic and supportive approach, we empower employees with the confidence and motivation needed to develop lasting, smart financial habits.

As part of employer-sponsored financial wellness programs, YourMoney101 provides these services at no cost to employees and their families. Additionally, upon request or referral, we extend free financial coaching to any post-high school adult looking to improve their financial situation or enhance their financial literacy.

YourMoney101 is a 100% volunteer-based organization committed solely to education and mentorship. We do not sell products or services, nor do we accept compensation for referrals, best practices, experience-based guidance, or research-backed recommendations.

YourMoney101 does not sell products or services to those we coach or mentor and does not earn any type of compensation from any of the recommended sites and readings listed herein. The only services fees earned by YourMoney101 are those paid by organizations utilizing our financial wellness program. Other sources of income include donations or grants from individuals and non-financial organizations along with contributions from our founder.

YourMoney101 serves in a fiduciary capacity to those individuals we coach or mentor.

Testimonials

Hear from our program participants about how they transformed their financial habits after working with YourMoney101.

Working with my YM101 coach has helped me gain control of my personal finances. I now know where my money is going each month and have a much better handle on what I need to do to address the short-term while building for the future.

Katie L.

Program Participant

Prior to working with my YM101 personal finance coach, I constantly worried about my finances to the point it was a distraction at work and in my life — I feared the unknown. After one-on-one meetings and some pointing in the right direction, I feel much better about my situation and have more confidence in my ability to make financial decisions. However, when in doubt, I know I have someone I can turn to for unbiased advice.

Lainie F.

Program Participant

News and Insights

Outsight Insights Podcast | A Mission for Money Education. A Sit Down With Mark Olazagasti

Mark discusses the critical importance of financial literacy education. He also highlights common misconceptions about money management and offers practical advice on building wealth through informed financial decisions. The episode reinforces the importance of seeking out education and resources.

Delaware Business Times | Debunking Arguments Against House Bill 203: A Wealth of Resources for Educators

While many champion financial literacy education, there have been misconceptions about the cost of bringing these courses to Delaware high schools. Mark debunks these arguments for the Delaware Business Times.

Delaware Business Times | Championing Financial Literacy: A Pathway to Empowerment for Delaware’s Youth

In this op-ed, Mark succinctly lays out the benefits of and need for financial literacy education throughout the state of Delaware.

What We Do